Personal Money

Monthly Budget Planner

Create a bounded, browser-local monthly budget planner with visible assumptions, review guidance, and downloadable output.

Monthly Contribution Step-Up Table

Build a fixed-increase monthly savings deposit schedule with cumulative totals.

Multi-Account Cash-Flow Consolidator

Combine account exports into a deduplicated monthly cash-flow statement with explicit transfer exclusions.

Multiple Credit Card Payment Allocator

Protect required minimums and allocate extra cash by APR, balance, or utilization with an inspectable card-by-card result.

Net Worth Evidence Reconciler

Reconcile two asset and liability snapshots with account contributions and evidence freshness checks.

No-spend Challenge Planner

Create a bounded, browser-local no-spend challenge planner with visible assumptions, review guidance, and downloadable output.

One-Income Budget Stress Test

Model one income interruption against essential spending and an available cash buffer.

Pet Cost Planner

Create a bounded, browser-local pet cost planner with visible assumptions, review guidance, and downloadable output.

Receipt Tracker Template

Create a bounded, browser-local receipt tracker template with visible assumptions, review guidance, and downloadable output.

Recurring Charge Annualizer

Annualize weekly, monthly, quarterly, and yearly charges in one table.

Recurring Expense Detector

Detect likely recurring expenses with cadence, amount variation, confidence evidence, and annualized cost.

Roommate Rent Payment Status Table

Compare agreed rent shares and payments to show each roommate’s signed balance.