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Finance & Business
Open tool Degree of Financial Leverage Calculator
Measure pre-tax earnings sensitivity created by fixed interest expense.
BUILT AROUND YOUR WORK
Everyday planning tools for small businesses
Check whether a new offer works in practice, not only on paper. Compare margin, cash needed before payment, and the capacity to deliver before committing money or promising a launch date.
Choose a focused workspace
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Finance & Business
Open tool Annual Recurring Revenue Growth Calculator
Compare two consistently defined ARR snapshots by amount and percentage.
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Finance & Business
Open tool ROAS Calculator
Compare attributed campaign revenue with ad spend while keeping the profit limitation visible.
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Finance & Business
Open tool Churn Calculator
Calculate opening-cohort customer churn, retention, ending customers, and net change.
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Finance & Business
Open tool Contract Renewal Calendar
Create a bounded, browser-local contract renewal calendar with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool Debt to Capital Ratio Calculator
Express total interest-bearing debt as a share of consistently dated total capital.
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Finance & Business
Open tool CAC Payback Period Calculator
Estimate months of monthly gross profit required to recover supplied CAC.
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Finance & Business
Open tool Invoice Number Generator
Generate a bounded padded invoice-reference sequence without reserving numbers.
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Finance & Business
Open tool Contribution Margin Planner
Create a bounded, browser-local contribution margin planner with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool Customer Acquisition Cost Calculator
Calculate blended acquisition cost from aligned sales and marketing spend.
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Finance & Business
Open tool Degree of Operating Leverage Calculator
Measure operating-income sensitivity from contribution margin and EBIT.
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Finance & Business
Open tool Gordon Growth Model Calculator
Estimate stable-growth equity value from next dividend, return, and growth.
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Finance & Business
Open tool Break-Even Margin of Safety Calculator
Measure the sales cushion above a separately established break-even level.
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Finance & Business
Open tool Bond Convexity Calculator
Calculate discrete convexity and modified duration for an option-free bond.
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Finance & Business
Open tool Bond Duration Calculator
Calculate Macaulay and modified duration from fixed contractual cash flows.
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Finance & Business
Open tool Capital Expenditure Intensity Calculator
Express capital expenditure as a share of matching-period net revenue.
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Finance & Business
Open tool Cash Debt Coverage Ratio Calculator
Compare operating cash flow with average total liabilities under one statement scope.
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Finance & Business
Open tool Cash Return on Assets Calculator
Relate operating cash flow to a supplied average total-asset base.
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Finance & Business
Open tool Chart of Accounts Builder
Create a bounded, browser-local chart of accounts builder with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool Customer Lifetime Value Calculator
Estimate simple gross-margin customer lifetime value from ARPA and monthly churn.
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Finance & Business
Open tool Doubtful Accounts Allowance Ratio Calculator
Measure the same-date doubtful-accounts allowance against gross receivables.
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Finance & Business
Open tool Long-Term Debt Capitalization Calculator
Measure long-term debt as a share of debt-plus-equity capitalization.
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Finance & Business
Open tool MRR Calculator
Normalize active subscriptions, expansion, and churn into one monthly recurring revenue snapshot.
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Finance & Business
Open tool Net Debt to EBITDA Calculator
Compare cash-adjusted interest-bearing debt with matching positive EBITDA.