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Finance & Business
Open tool Break-even Pricing Calculator
Calculate a cost-covering unit price and target-margin selling price at an expected volume.
BUILT AROUND YOUR WORK
Everyday planning tools for small businesses
Check whether a new offer works in practice, not only on paper. Compare margin, cash needed before payment, and the capacity to deliver before committing money or promising a launch date.
Choose a focused workspace
Ready to use
Finance & Business
Open tool Agency Retainer Calculator
Price a monthly agency retainer from delivery capacity, direct tools, and margin.
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Finance & Business
Open tool Business Name Availability Checklist
Track registry, trademark, domain, and social research without claiming a live search.
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Finance & Business
Open tool Accounts Payable Turnover Calculator
Measure supplier-credit purchase cycles through average trade payables.
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Finance & Business
Open tool Altman Z-Score Calculator
Calculate the original five-factor public-manufacturer Z-score and expose every weighted contribution.
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Finance & Business
Open tool Bad Debt Expense Ratio Calculator
Measure recognized credit-loss expense against matching-period net credit sales.
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Finance & Business
Open tool Accounts Payable Days Planner
Create a bounded, browser-local accounts payable days planner with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool Accounts Receivable Days Planner
Create a bounded, browser-local accounts receivable days planner with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool After-Tax Cost of Debt Calculator
Apply a supplied marginal tax-rate scenario to a pre-tax debt cost.
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Finance & Business
Open tool ARR Calculator
Annualize normalized recurring revenue without treating ARR as cash or accounting revenue.
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Finance & Business
Open tool Balance Sheet Template
Create a bounded, browser-local balance sheet template with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool Business Case Builder
Create a bounded, browser-local business case builder with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool Average Transaction Value Calculator
Calculate same-period net sales per consistently counted completed transaction.
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Finance & Business
Open tool Approved Budget Utilization Calculator
Measure eligible actual spend against an approved same-scope budget.
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Finance & Business
Open tool Burn Rate Calculator
Measure average historical monthly cash burn and implied runway from ending cash.
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Finance & Business
Open tool Debt-to-Assets Ratio Calculator
Express entered interest-bearing debt as a percentage of matching total assets.
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Finance & Business
Open tool Capital Asset Pricing Model Calculator
Estimate required equity return from risk-free rate, beta, and market premium.
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Finance & Business
Open tool Days Inventory Outstanding Calculator
Derive average inventory holding days from matching inventory, cost flow, and period length.
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Finance & Business
Open tool Business Valuation Calculator
Create a bounded, browser-local business valuation calculator with visible assumptions, review guidance, and downloadable output.
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Finance & Business
Open tool Invoice Late Fee Calculator
Estimate a simple daily contractual late fee without claiming enforceability.
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Finance & Business
Open tool Customer Logo Retention Calculator
Measure the share of opening-cohort customer accounts still active.
Ready to use
Finance & Business
Open tool Customer Refund Transaction Rate Calculator
Measure merchant-refunded transactions within a matched completed-transaction cohort.
Ready to use
Finance & Business
Open tool Degree of Combined Leverage Calculator
Combine operating and financing sensitivity at one stated activity level.
Ready to use
Finance & Business
Open tool Defensive Interval Ratio Calculator
Estimate liquid-resource coverage in days against average daily cash operating expenditures.