RETIREMENT / INCOME GAP

Retirement Corpus Calculator

Compare projected savings with the corpus needed for an income that rises with inflation through retirement.

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Current ageYour age now, used to find how many years remain for contributions and growth.yearsPlanned retirement ageThe age when contributions stop and retirement income begins in this scenario.yearsCurrent retirement savingsSavings already set aside for retirement, excluding assets you do not plan to use for it.INRMonthly contributionThe amount added at the end of every month until retirement.INRReturn before retirementA planning assumption for savings growth before retirement, before taxes and fees.%Monthly retirement income in today's moneyThe monthly lifestyle amount you want the first retirement income to match after inflation.INRAnnual inflation assumptionUsed both to raise today's income target to retirement and to increase withdrawals after retirement.%Years in retirementHow long the selected retirement income should continue in this scenario.yearsReturn during retirementA planning assumption for the remaining corpus while withdrawals are being made.%

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Calculation path

Current savings and monthly contributions compound until retirement. The page then estimates the retirement-date value of monthly income that keeps increasing with inflation for the selected retirement period.

Calculation path

Savings compound monthly until retirement. The required corpus is the present value at retirement of monthly income that continues rising with the inflation assumption.

What you provide

Current and planned retirement ages
Savings and monthly contribution
Income, inflation, return, and retirement-duration assumptions

What you receive

Projected savings at retirement
Estimated income corpus needed
Projected shortfall or surplus and first monthly income

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Choose the maximum decimal places shown. This does not increase source accuracy.

Retirement projections are highly assumption-sensitive. Recheck periodically and consider taxes, fees, pensions, insurance, emergencies, and professional advice.

Reviewed reference factors

SEBI Investor: financial goal and retirement planner

Retirement Corpus Calculator

Calculation path

What you provide

What you receive

Choose the maximum decimal places shown. This does not increase source accuracy.

Reviewed reference factors

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