MONEY OVER TIME / PURCHASING POWER

Inflation and Buying Power Calculator

Translate today's cost into a future estimate and see what the same cash amount may buy later.

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03 Use boundary

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Calculation currencyAll money fields and results use this currency label. Changing it does not apply an exchange rate or alter the entered amounts.

Current cost or cash amountUse the price of a goal today, or an amount whose future buying power you want to test.INRAnnual inflation assumptionA steady planning rate for this scenario. Category-specific costs can rise differently.%Time horizonHow many years into the future you want to estimate.years

Preparing the calculator...

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Calculation path

The page compounds the inflation assumption to estimate a future price, then reverses the same factor to show the future buying power of today's cash amount.

Calculation path

Future cost = current cost x (1 + annual inflation rate)^years. Buying power divides today's amount by the same inflation factor.

What you provide

A current price or cash amount
Annual inflation assumption
Time horizon

What you receive

Estimated future cost
Cumulative increase
Future buying power of the same nominal amount

Use boundary

Choose the maximum decimal places shown. This does not increase source accuracy.

Inflation is not constant and differs by spending category. Healthcare, education, housing, and food may not follow a headline index.

Reviewed reference factors

SEBI Investor: inflation and long-term planning

Inflation and Buying Power Calculator

Calculation path

What you provide

What you receive

Choose the maximum decimal places shown. This does not increase source accuracy.

Reviewed reference factors

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