What you provide
What you provide
- Gross salary from the offer letter or payslip
- Employer costs included in CTC
- Employee-side deductions shown by payroll
SALARY / PAYSLIP ESTIMATE
CTC to Take-home Salary Calculator
Separate gross salary, employer-side costs, and employee deductions so a headline CTC does not hide your likely monthly cash pay.
- 01 Calculated in this tab
- 02 Values stay in this browser tab
- 03 Use boundary
Use boundary
Calculation path
The result starts with gross salary, removes only the employee deductions you entered, and keeps employer-side costs separate from cash take-home.
Calculation path
Monthly take-home = (annual gross salary - employee PF - professional tax - other deductions) / 12.
What you receive
What you receive
- Monthly take-home before income tax
- Annual take-home estimate
- A transparent CTC and deductions split
Use boundary
Choose the maximum decimal places shown. This does not increase source accuracy.
Income tax is not estimated here. Payroll component definitions and statutory applicability can differ by employer and state.
Reviewed reference factors