LOANS / TWO OFFERS
Compare two fixed-rate loan offers on the same principal while allowing each offer to use a different annual rate and repayment term.
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Each offer is amortized independently, then both monthly payments and full scheduled repayments are shown so a longer low-payment term is not mistaken for lower total cost.
Each offer uses its own reducing-balance payment formula, then payment is multiplied by its term.
What you provide
What you receive
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Compare identical fee, insurance, security, prepayment, and rate-reset assumptions before choosing an offer.
This is an educational planning estimate. Confirm lender, issuer, tax, accounting, and contractual rules with the relevant provider or qualified adviser before acting.