Personal Money

Debt Snowball Payment Reconciler

Compare a planned snowball schedule with actual payments and ending balances, including focus-debt shifts and missed-payment evidence.

Debt Snowball Planner

Create a bounded, browser-local debt snowball planner with visible assumptions, review guidance, and downloadable output.

Debt-to-Income Source Reconciler

Document included, excluded, and disputed income and debt sources behind front-end and back-end DTI calculations.

Discretionary Spending Limit Finder

Find the signed monthly remainder after essential costs and a chosen reserve.

Expense Category Cleaner

Create a bounded, browser-local expense category cleaner with visible assumptions, review guidance, and downloadable output.

Financial Account Inventory Builder

Build a private account metadata inventory with completeness, stale-review, and sensitive-data checks.

Financial Goal Tracker

Create a bounded, browser-local financial goal tracker with visible assumptions, review guidance, and downloadable output.

Gift Budget Planner

Create a bounded, browser-local gift budget planner with visible assumptions, review guidance, and downloadable output.

Holiday Spending Cap Planner

Plan holiday items against a total cap with a signed running balance.

Household Budget Variance Explanation Bridge

Connect material plan-versus-actual variance to reasons, owners, actions, and explanation coverage.

Household Expense Splitter

Create a bounded, browser-local household expense splitter with visible assumptions, review guidance, and downloadable output.

Irregular Income Budget Planner

Allocate low, expected, and high income scenarios across ranked tiers with visible partial funding.