What you provide
What you provide
- Loan balance: Current principal secured against the asset.
- Current asset value: Recent value used for this planning ratio.
SECURED LOANS / LTV
Loan-to-Value Calculator
Measure the current loan balance as a percentage of an entered asset value and show the value cushion or shortfall in the same snapshot.
- 01 Calculated in this tab
- 02 Values stay in this browser tab
- 03 Use boundary
Use boundary
Calculation path
The ratio divides the secured balance by the entered asset value. It is a point-in-time measurement and does not infer lender valuation adjustments.
Calculation path
LTV = loan balance / asset value x 100.
What you receive
What you receive
- Loan-to-value percentage
- Asset value above or below the loan
- Visible source balance and value
Use boundary
Choose the maximum decimal places shown. This does not increase source accuracy.
A lender may use its own appraisal, valuation haircut, senior liens, insurance threshold, and maximum LTV policy.
This is an educational planning estimate. Confirm lender, issuer, tax, accounting, and contractual rules with the relevant provider or qualified adviser before acting.