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HOUSING / FINANCE PLANNING

Mortgage Cash-Out Refinance Calculator

Estimate cash available after refinancing up to a selected loan-to-value limit and paying refinance costs.

  • 01 Calculated in this tab
  • 02 Values stay in this browser tab
  • 03 Use boundary

Conversion input

Known value

Filter by unit name, symbol, or code. Your current selections remain available.

Preparing the calculator...

Use boundary

Calculation path

Enter the values shown in the form. Nirmion evaluates the displayed formula in your browser and reports the result with supporting metrics.

Calculation path

Cash available = home value x maximum LTV - old balance - closing costs.

What you provide

What you provide

  • Current home value: Estimated current property value.
  • Existing mortgage balance: Balance repaid by the new refinance loan.
  • Maximum loan-to-value: Planning limit for the new loan.
  • Refinance closing costs: Estimated fees deducted from cash available.

What you receive

What you receive

  • A primary estimate
  • Supporting cost or ratio metrics
  • The formula, assumptions, and limitations used

Use boundary

Choose the maximum decimal places shown. This does not increase source accuracy.

This is a planning estimate, not a lending approval, tax opinion, valuation, or financial recommendation. Confirm current lender terms, local rules, fees, and professional advice before acting.

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