What you provide
What you provide
- Mortgage amount: Original or current loan balance.
- Home value: Current or purchase property value.
- Annual PMI rate: Illustrative annual PMI percentage applied to the loan.
HOUSING / FINANCE PLANNING
Mortgage PMI Calculator
Estimate monthly private mortgage insurance when the entered loan-to-value ratio is above 80%.
- 01 Calculated in this tab
- 02 Values stay in this browser tab
- 03 Use boundary
Use boundary
Calculation path
Enter the values shown in the form. Nirmion evaluates the displayed formula in your browser and reports the result with supporting metrics.
Calculation path
LTV = loan amount / home value; annual PMI = loan amount x PMI rate when LTV > 80%.
What you receive
What you receive
- A primary estimate
- Supporting cost or ratio metrics
- The formula, assumptions, and limitations used
Use boundary
Choose the maximum decimal places shown. This does not increase source accuracy.
This is a planning estimate, not a lending approval, tax opinion, valuation, or financial recommendation. Confirm current lender terms, local rules, fees, and professional advice before acting.