Ready to use
Finance & Business
Open tool Board Report Template
Create a bounded, browser-local board report template with visible assumptions, review guidance, and downloadable output.
BUILT AROUND YOUR WORK
Finance calculators for planning and review
Compare two planning scenarios. Start with dated rates, cash flows, and a common time horizon. Use the relevant tools below to compare costs and repayment assumptions, then keep a side-by-side estimate with assumptions alongside the source material.
USE WITH CONTEXT
Before you use these tools
Use current rates and rules, label estimates clearly, and have consequential tax, payroll, lending, or investment decisions reviewed by a qualified professional.
A PRACTICAL ROUTE THROUGH THE SHELF
From raw input to reviewed output
- 1
Gather the inputs
Bring dated rates, cash flows, and a common time horizon. Record where the values came from and which assumptions are still uncertain.
- 2
Compare two planning scenarios
Choose a tool to compare costs and repayment assumptions. Read its method and limits, then run a small example before working through the full scenario.
- 3
Review the deliverable
Keep a side-by-side estimate with assumptions. Vary the most uncertain input and show how much the decision changes.
Choose a focused workspace
Ready to use
Finance & Business
Open tool Budget Variance Analyzer
Create a bounded, browser-local budget variance analyzer with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool Break-even Pricing Calculator
Calculate a cost-covering unit price and target-margin selling price at an expected volume.
Ready to use
Finance & Business
Open tool Agency Retainer Calculator
Price a monthly agency retainer from delivery capacity, direct tools, and margin.
Ready to use
Tax, Payroll & Benefits
Open tool 401(k) Match Optimizer
Create a bounded, browser-local 401(k) match optimizer with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool Business Name Availability Checklist
Track registry, trademark, domain, and social research without claiming a live search.
Ready to use
Finance & Business
Open tool Accounts Payable Turnover Calculator
Measure supplier-credit purchase cycles through average trade payables.
Ready to use
Finance & Business
Open tool Altman Z-Score Calculator
Calculate the original five-factor public-manufacturer Z-score and expose every weighted contribution.
Ready to use
Finance & Business
Open tool Bad Debt Expense Ratio Calculator
Measure recognized credit-loss expense against matching-period net credit sales.
Ready to use
Finance & Business
Open tool Accounts Payable Days Planner
Create a bounded, browser-local accounts payable days planner with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool Accounts Receivable Days Planner
Create a bounded, browser-local accounts receivable days planner with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool After-Tax Cost of Debt Calculator
Apply a supplied marginal tax-rate scenario to a pre-tax debt cost.
Ready to use
Finance & Business
Open tool ARR Calculator
Annualize normalized recurring revenue without treating ARR as cash or accounting revenue.
Ready to use
Finance & Business
Open tool Balance Sheet Template
Create a bounded, browser-local balance sheet template with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool Business Case Builder
Create a bounded, browser-local business case builder with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool Average Transaction Value Calculator
Calculate same-period net sales per consistently counted completed transaction.
Ready to use
Finance & Business
Open tool Approved Budget Utilization Calculator
Measure eligible actual spend against an approved same-scope budget.
Ready to use
Finance & Business
Open tool Burn Rate Calculator
Measure average historical monthly cash burn and implied runway from ending cash.
Ready to use
Personal Money
Open tool Bill Payment Calendar
Create a bounded, browser-local bill payment calendar with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool Debt-to-Assets Ratio Calculator
Express entered interest-bearing debt as a percentage of matching total assets.
Ready to use
Finance & Business
Open tool Capital Asset Pricing Model Calculator
Estimate required equity return from risk-free rate, beta, and market premium.
Ready to use
Finance & Business
Open tool Days Inventory Outstanding Calculator
Derive average inventory holding days from matching inventory, cost flow, and period length.
Ready to use
Finance & Business
Open tool Business Valuation Calculator
Create a bounded, browser-local business valuation calculator with visible assumptions, review guidance, and downloadable output.
Ready to use
Finance & Business
Open tool Invoice Late Fee Calculator
Estimate a simple daily contractual late fee without claiming enforceability.
Questions before you start
Where should finance professionals start?
For this workflow, begin with dated rates, cash flows, and a common time horizon. Choose the tool whose inputs match the task, rather than entering incomplete values into a broader calculator. The intended outcome is a side-by-side estimate with assumptions.
What should I verify when I compare costs and repayment assumptions?
Vary the most uncertain input and show how much the decision changes. Use current rates and rules, label estimates clearly, and have consequential tax, payroll, lending, or investment decisions reviewed by a qualified professional.